Agric Insurance
POULTRY FARM INSURANCE
This product covers birds against death as a result of fire, lightning, windstorm damage, flood, uncontrollable disease and accident.
Premium rate is dependent on the standard of risk management, biosecurity, size of the farm, and the type of birds to be insured.
The sum insured is based on the declared market value of the broiler at table size, and layers at point of lay.
LIVESTOCK INSURANCE POLICY
This type of policy is designed to indemnify the insured against loss or damage resulting from theft or attempted theft, which is accompanied with actual forcible or violent entry into or out of the premises or any attempts thereat.
The sum insured is dependent on the declared, and/or projected, market value of the animal.
FISH FARM INSURANCE
This policy insures fish against death and fish pond against collapse as a result of fire, lightning, windstorm damage, flood, uncontrollable disease and accident. The sum insured is based on the declared, and/or projected market value of the fish.
Premium rate is dependent on the standard of risk management, biosecurity, size of the farm, and the type of fish to be insured.
FARM PROPERTY & PRODUCE INSURANCE
This policy provides cover against loss of, or damage to livestock, birds, fishes as well as farm property (e.g. warehouse and farm equipment) and agricultural produce as a result of fire, burglary/housebreaking, lightning, flood, windstorm, explosion, aircraft, earthquake, and impact risks.
pP>Premium rate is dependent on the standard of risk management measures implemented in order to protect the property/produce.REQUIREMENTS:
- Inventory of items to be insured
- Completion of our proposal form
- Physical inspection/pre-loss survey of the items to be insured
- Standard management and housekeeping of the items.
OTHER CLASSES OF AGRICULTURE INSURANCE INCLUDES:
- Multi-Perils Crop Insurance Policy
- Area Yield Index – Based Insurance Policy
- Weather Index Insurance